Marketplace Insurance

Short-Term & Private Health Insurance

The insurance experts at American Health Plans will help you navigate the private  and short-term insurance landscape to find the perfect, affordable plan. 

  • 5min Call
  • Simple Online Form
  • Instant Digital Card
Schedule a Call

What Is Short-Term Insurance?

Short-term health insurance is an affordable option for anyone looking for temporary coverage during a transition. Your coverage will depend on the plan you choose, but most cover emergency hospital visits, certain prescriptions, and doctor visits not related to pre-existing conditions.

Short-term health insurance, or private health insurance, is also a popular option for individuals that exceed tax limits and are not qualified for any subsidies.

As long as you have no major pre-existing conditions, American Health Plans can work with you to find a private insurance plan (not through the government marketplace) with shelf pricing that does not involve any income requirements.

These insurance plans also comply with all the Affordable Care Act’s regulations and are designed to minimize out-of-pocket expenses for individuals and families.

Contact American Health Plans today to get a free instant quote and find your insurance plan within 5 minutes.

We can have you insured within five minutes of speaking to an insurance agent.

Our service does not stop once you are enrolled! Instead of waiting weeks for your card to arrive, you are immediately emailed your insurance card, brochures, and any other vital information related to your new insurance plan.  

You will continue to have access to your own insurance agent for any questions, issues, or claims.

Ready to get started?

It might sound overwhelming, but American Health Plans can find you the perfect plan and may have you insured within five minutes of speaking to an insurance agent.

Schedule a Call

Why You Should Go Through American Health Plans

Finding the short-term insurance plan can be extremely difficult if you do not know the ins and outs of the private insurance sector. Our insurance experts live in this space every day, and know exactly what to look for and what to avoid when finding your insurance plan.

American Health Plan’s team is here to find you a plan that meets your needs, expectations, and budget. Through a few simple questions over the phone, our insurance agents will find a variety of plans that fit your requirements and budget.

We will let you know from the start whether short-term insurance is the right option for you or if you would be better off going with another option. This will be based off any major pre-existing conditions, number of active prescriptions, and whether you are overweight. However, the advantage of short-term insurance is that it does not require any income involvement.

A Short Phone Call

Through a few simple questions over the phone, our insurance agents will find 80 to 100 plans that fit your requirements and budget.

The Ideal Plan For You

The intended use of your insurance, any prescriptions needed, or whether you see a family doctor or specialist are all determining factors when finding the ideal plan for you.

Instant Digital Card

Instead of waiting weeks for your card to arrive, you are immediately emailed your insurance card, brochures, and any other vital information related to your new insurance plan.

Your Own Insurance Agent

Our service does not stop once you are enrolled! You will continue to have access to your own insurance agent for any questions, issues, or claims.

Sign Up for Short-Term Insurance or Private Insurance Today

peak to one of our insurance agents over the phone or fill out this form to get a free health insurance quote today!

Through a few simple questions, American Health Plans can take all the stress and confusion out of finding the perfect major medical insurance plan for you.

Schedule a Call

* By providing your contact information above, you consent to be contacted by an independent agent of American Health Plans for the purpose of offering and selling insurance products to you. Such agent may contact you via an autodialer, pre-recorded messages, or email. Your consent to this communication is not a condition of the receipt of any goods or services.

This website is operated by American Health Plans and is not the Health Insurance Marketplace website at HealthCare.gov. This website does not display all Qualified Health Plans available through HealthCare.gov. To see all available Qualified Health Plan options, go to the Health Insurance Marketplace website at HealthCare.gov. Not intended for those eligible for Medicare. You need to be lawfully present in the United States and reside in the plan service area to qualify for medical coverage and/or subsidies. These policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued.

This is a solicitation of insurance. A licensed agent/producer may contact you. Coverage, products, and features may not be available in all states, may vary by state, and will vary by policy.  Rates may be higher due to tobacco use. Your rate and availability for this product will be subject to underwriting. Policies contain specific limitations, exclusions, termination provisions, and requirements for keeping them in force. Please see your policy or contact the insurance company for full details. Approval is based on your answers to the questions on the application and information obtained from other sources. All guarantees are based on the claims paying ability of the life insurance company.

When choosing a life product, make sure that life insurance needs are met long-term, especially if personal situations change — for example, marriage, birth of a child or job promotion. Weigh the costs of the policy, and understand that life insurance, and long-term care coverage linked to life insurance through riders, has fees and charges that vary with sex, health, age and tobacco use. Riders that customize a policy to fit individual needs typically carry an additional charge. The payment of long-term care rider benefits, as an acceleration of the death benefit, will reduce both the death benefit and cash surrender values of the life policy. Additionally, policy loans and withdrawals will also reduce both the cash value and the death benefit. Care should be taken to make sure that life insurance needs continue to be met even if the rider pays out in full, or after money is taken from the life policy. There is no guarantee that a rider will cover the entire cost for all of the insured’s long-term care, as this may vary with the needs of each insured.

This is not a Long-Term Care policy.  This policy may not cover all of your medical or health care expenses.  This policy should not be purchased as a substitute for major medical coverage, Medicare, Medicare Supplement, or Medicare related health plans. Premiums may increase upon renewal.

This policy may not cover all costs associated with short term recovery care incurred by you during the period of care.  Increase in health care costs may reduce the value of this policy between the purchase date and the date you become eligible for benefits.

A premium is a monthly fee you pay to have medical insurance coverage. To decide your premium, insurance companies will consider: your age, where you live, whether you smoke or use tobacco and whether the coverage is for one person or a family. Premiums usually go up when the coverage is renewed to reflect your age and higher health care costs.

In California American Health Plans does business as JKAR Insurance Agency, License Number OH40207