Marketplace Insurance

Critical Illness Coverage

With critical illness health coverage, you can have peace of mind knowing that you will have financial assistance to help cover the costs of your treatment and recovery. This includes things like medical expenses, lost income, and even travel costs for out-of-town treatments.

  • 5min Call
  • Simple Online Form
  • Instant Digital Card
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What Is Short-Term Insurance?

No one wants to think about getting seriously ill, but it is important to be prepared for the unexpected. That is where critical illness health coverage comes in. This type of coverage provides a lump sum benefit if you are diagnosed with a covered critical illness, such as cancer, heart attack, or stroke.

Some of the key features of our critical illness health coverage include:

  • Coverage for a wide range of critical illnesses
  • A lump sum benefit paid directly to you
  • No network restrictions – you can see any doctor or hospital
  • No lifetime maximums
  • Affordable premiums
  • Deductible coverage

By purchasing a critical illness health coverage policy, you can have the financial security to focus on what is most important – your health and well-being.

We can have you insured within five minutes of speaking to an insurance agent.

Our service does not stop once you are enrolled! Instead of waiting weeks for your card to arrive, you are immediately emailed your insurance card, brochures, and any other vital information related to your new insurance plan.  

You will continue to have access to your own insurance agent for any questions, issues, or claims.

Ready to get started?

It might sound overwhelming, but American Health Plans can find you the perfect plan and have you insured within five minutes of speaking to an insurance agent.

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Why You Should Go Through American Health Plans

Our insurance agents at American Health Plans work with you to make getting critical illness coverage is a painless process. Through a quick discussion on the phone and a few simple questions, you can be covered by the end of the call.

Unless you and your agent choose a very large benefit amount ($50K+), you do not even have to go through a medical check or any underwriting. If you meet the height and weight requirements, AHP will have you covered with critical illness coverage within minutes.

You can have critical illness coverage added to any of the Major Medical or Affordable Car Act plans offered through AHP. If you have a family history of certain diseases or are getting older and want to protect your assets, critical illness is the perfect supplemental plan for your health insurance.

A Short Phone Call

Through a few simple questions over the phone, our insurance agents will find 80 to 100 plans that fit your requirements and budget.

The Ideal Plan For You

The intended use of your insurance, any prescriptions needed, or whether you see a family doctor or specialist are all determining factors when finding the ideal plan for you.

Instant Digital Card

Instead of waiting weeks for your card to arrive, you are immediately emailed your insurance card, brochures, and any other vital information related to your new insurance plan.

Your Own Insurance Agent

Our service does not stop once you are enrolled! You will continue to have access to your own insurance agent for any questions, issues, or claims.

Sign Up for Critical Illness Coverage Today

Speak to one of our insurance agents over the phone or fill out this form to get a free health insurance quote today!

Through a few simple questions, American Health Plans can take all the stress and confusion out of finding the perfect critical illness coverage plan for you.

Don’t wait until it’s too late. Contact us today to learn more about how critical illness health coverage can protect you and your loved ones.

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* By providing your contact information above, you consent to be contacted by an independent agent of American Health Plans for the purpose of offering and selling insurance products to you. Such agent may contact you via an autodialer, pre-recorded messages, or email. Your consent to this communication is not a condition of the receipt of any goods or services.

This website is operated by American Health Plans and is not the Health Insurance Marketplace website at HealthCare.gov. This website does not display all Qualified Health Plans available through HealthCare.gov. To see all available Qualified Health Plan options, go to the Health Insurance Marketplace website at HealthCare.gov. Not intended for those eligible for Medicare. You need to be lawfully present in the United States and reside in the plan service area to qualify for medical coverage and/or subsidies. These policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued.

This is a solicitation of insurance. A licensed agent/producer may contact you. Coverage, products, and features may not be available in all states, may vary by state, and will vary by policy.  Rates may be higher due to tobacco use. Your rate and availability for this product will be subject to underwriting. Policies contain specific limitations, exclusions, termination provisions, and requirements for keeping them in force. Please see your policy or contact the insurance company for full details. Approval is based on your answers to the questions on the application and information obtained from other sources. All guarantees are based on the claims paying ability of the life insurance company.

When choosing a life product, make sure that life insurance needs are met long-term, especially if personal situations change — for example, marriage, birth of a child or job promotion. Weigh the costs of the policy, and understand that life insurance, and long-term care coverage linked to life insurance through riders, has fees and charges that vary with sex, health, age and tobacco use. Riders that customize a policy to fit individual needs typically carry an additional charge. The payment of long-term care rider benefits, as an acceleration of the death benefit, will reduce both the death benefit and cash surrender values of the life policy. Additionally, policy loans and withdrawals will also reduce both the cash value and the death benefit. Care should be taken to make sure that life insurance needs continue to be met even if the rider pays out in full, or after money is taken from the life policy. There is no guarantee that a rider will cover the entire cost for all of the insured’s long-term care, as this may vary with the needs of each insured.

This is not a Long-Term Care policy.  This policy may not cover all of your medical or health care expenses.  This policy should not be purchased as a substitute for major medical coverage, Medicare, Medicare Supplement, or Medicare related health plans. Premiums may increase upon renewal.

This policy may not cover all costs associated with short term recovery care incurred by you during the period of care.  Increase in health care costs may reduce the value of this policy between the purchase date and the date you become eligible for benefits.

A premium is a monthly fee you pay to have medical insurance coverage. To decide your premium, insurance companies will consider: your age, where you live, whether you smoke or use tobacco and whether the coverage is for one person or a family. Premiums usually go up when the coverage is renewed to reflect your age and higher health care costs.

In California American Health Plans does business as JKAR Insurance Agency, License Number OH40207